:root{--navy:#0b1f3a;--navy-2:#0f2a4d;--navy-3:#163a66;--ink:#0f172a;--muted:#5b6b82;--line:#e3e8ef;--bg:#f5f7fb;--gold:#f2a93b;--gold-2:#e0921c;--gold-text:#9a5b00;--gold-soft:#fff4e0;--white:#fff;--radius:14px} *{box-sizing:border-box}html{scroll-behavior:smooth} body{margin:0;font-family:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased} a{color:inherit;text-decoration:none}img{max-width:100%;display:block} .wrap{max-width:1180px;margin:0 auto;padding:0 20px} .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:15px;border-radius:10px;padding:13px 22px;transition:transform .15s,background .15s,border-color .15s;white-space:nowrap} .btn:hover{transform:translateY(-1px)} .btn-gold{background:var(--gold);color:#3b2400}.btn-gold:hover{background:var(--gold-2)} .btn-ghost{border:1.5px solid rgba(255,255,255,.28);color:#fff}.btn-ghost:hover{border-color:#fff} .btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-3)} .btn-outline{border:1.5px solid var(--line);color:var(--navy)}.btn-outline:hover{border-color:var(--navy)} .announce{background:var(--gold);color:#3b2400;text-align:center;font-size:14px;font-weight:600;padding:8px 16px} .announce a{text-decoration:underline} header.top{position:sticky;top:0;z-index:50;background:rgba(11,31,58,.97);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid rgba(255,255,255,.06)} .nav{display:flex;align-items:center;gap:28px;height:70px} .brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:20px;letter-spacing:-.02em} .brand-mark{width:34px;height:34px;border-radius:9px;background:var(--gold);color:var(--navy);display:grid;place-items:center;font-weight:800;font-size:18px} .brand img{height:36px;width:auto} .nav-links{display:flex;gap:24px;margin-left:12px} .nav-links a{color:#c9d5e6;font-weight:500;font-size:15px}.nav-links a:hover{color:#fff} .nav-cta{margin-left:auto;display:flex;gap:10px;align-items:center} .nav-cta .login{color:#fff;font-weight:600;font-size:15px;padding:10px 14px} .nav-cta .btn{padding:10px 18px;font-size:14px} .menu-btn{display:none;margin-left:auto;background:none;border:0;color:#fff;padding:8px;cursor:pointer} .mobile-menu{display:none;padding:8px 20px 20px;border-top:1px solid rgba(255,255,255,.08)} .mobile-menu a{display:block;color:#dbe5f2;padding:12px 0;font-weight:600;border-bottom:1px solid rgba(255,255,255,.06)} .mobile-menu .btn{width:100%;margin-top:14px;color:#3b2400} .mobile-menu.open{display:block} section{padding:88px 0} .eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-text)} .steps .eyebrow{color:var(--gold)} .sec-head{max-width:700px;margin:0 auto 52px;text-align:center} .sec-head h2{font-size:clamp(28px,3.4vw,40px);line-height:1.15;letter-spacing:-.025em;margin:10px 0 14px;color:var(--navy)} .sec-head p{color:var(--muted);font-size:17px;margin:0} footer.site{background:#071629;color:#9fb0c7;padding:64px 0 28px;font-size:15px} .foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px} .foot-grid h4{color:#fff;font-size:14px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 14px} .foot-grid a{display:block;padding:4px 0}.foot-grid a:hover{color:#fff} .foot-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:48px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:14px} .social{display:flex;gap:10px;margin-top:16px}.social a{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.07);display:grid;place-items:center} .social a:hover{background:var(--gold);color:var(--navy)} .social{flex-wrap:wrap;margin-top:8px;gap:8px}.foot-grid .social a{display:grid;padding:0;color:#c4d1e3;width:36px;height:36px}.foot-grid .social a:hover{color:var(--navy)} .follow{color:#fff;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin:18px 0 0} .foot-grid a.msg-link{display:inline-flex;align-items:center;gap:8px;margin-top:10px;padding:8px 14px;border-radius:10px;background:rgba(255,255,255,.07);color:#fff;font-weight:600} .foot-grid a.msg-link:hover{background:var(--gold);color:var(--navy)} @media (max-width:900px){.nav-links,.nav-cta{display:none}.menu-btn{display:block}.foot-grid{grid-template-columns:1fr 1fr}section{padding:64px 0}} @media (max-width:560px){.foot-grid{grid-template-columns:1fr}} .hc{--hc-navy:#0b1f3a;--hc-gold:#f2a93b;--hc-ink:#0f172a;--hc-muted:#5b6b82;--hc-line:#e3e8ef;--hc-soft:#f6f8fb;--hc-teal:#0f766e;color:var(--hc-ink)} .hc *{box-sizing:border-box} .hc a{text-decoration:none} .hc-hero{background:linear-gradient(110deg,#0b1f3a 0,#163a66 100%);color:#fff;border-radius:18px;padding:34px 28px;margin-bottom:26px;position:relative;overflow:hidden} .hc-hero:after{content:"";position:absolute;right:-60px;top:-70px;width:230px;height:230px;border-radius:50%;border:36px solid rgba(242,169,59,.14)} .hc-hero h1{margin:0 0 6px;font-size:28px;font-weight:800;letter-spacing:-.02em;color:#fff} .hc-hero p{margin:0 0 18px;color:#c4d1e3} .hc-search{position:relative;z-index:1;display:flex;gap:8px;max-width:620px} .hc-search input{flex:1;border:0;border-radius:12px;padding:14px 16px;font-size:16px;color:#0f172a;min-width:0} .hc-search button{border:0;border-radius:12px;padding:0 20px;font-weight:700;background:var(--hc-gold);color:#3b2400;cursor:pointer;font-size:15px} .hc-cats{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px} .hc-cat{background:#fff;border:1px solid var(--hc-line);border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:8px;transition:box-shadow .2s,transform .2s} .hc-cat:hover{box-shadow:0 14px 34px rgba(11,31,58,.08);transform:translateY(-2px)} .hc-cat h3{margin:0;font-size:17px;color:var(--hc-navy)} .hc-cat p{margin:0;color:var(--hc-muted);font-size:14px} .hc-cat ul{list-style:none;margin:6px 0 0;padding:0} .hc-cat li{padding:4px 0;font-size:14px} .hc-cat li a{color:var(--hc-teal);font-weight:600} .hc-cat .more{margin-top:auto;font-size:13px;font-weight:700;color:var(--hc-navy)} .hc-ico{width:42px;height:42px;border-radius:11px;background:var(--hc-navy);color:var(--hc-gold);display:grid;place-items:center} .hc-crumb{font-size:14px;color:var(--hc-muted);margin-bottom:14px} .hc-crumb a{color:var(--hc-teal);font-weight:600} .hc-layout{display:grid;grid-template-columns:240px minmax(0,1fr) 220px;gap:28px;align-items:start} .hc-side{position:sticky;top:90px;font-size:14px} .hc-side h4{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:#94a3b8;margin:0 0 8px} .hc-side a{display:block;padding:6px 10px;border-radius:8px;color:#334155} .hc-side a.on{background:#f0fdfa;color:var(--hc-teal);font-weight:700} .hc-side a:hover{background:var(--hc-soft)} .hc-art{background:#fff;border:1px solid var(--hc-line);border-radius:16px;padding:32px 34px;min-width:0} .hc-art h1{margin:0 0 6px;font-size:28px;letter-spacing:-.02em;color:var(--hc-navy)} .hc-art .lead{color:var(--hc-muted);font-size:16px;margin:0 0 18px} .hc-meta{font-size:12px;color:#94a3b8;margin-bottom:22px;padding-bottom:16px;border-bottom:1px solid var(--hc-line)} .hc-body{font-size:15.5px;line-height:1.75;color:#273449} .hc-body h2{font-size:21px;color:var(--hc-navy);margin:32px 0 10px;scroll-margin-top:90px} .hc-body h3{font-size:17px;color:var(--hc-navy);margin:24px 0 8px;scroll-margin-top:90px} .hc-body ol,.hc-body ul{padding-left:22px}.hc-body li{margin:6px 0} .hc-body code{background:#f1f5f9;border-radius:5px;padding:1px 6px;font-size:13.5px} .hc-body strong{color:#0f172a} .hc-body a{color:var(--hc-teal);font-weight:600;text-decoration:underline} .hc-body img{max-width:100%;border:1px solid var(--hc-line);border-radius:12px;margin:12px 0} .hc-body table{width:100%;border-collapse:collapse;margin:14px 0;font-size:14px} .hc-body th,.hc-body td{border:1px solid var(--hc-line);padding:8px 10px;text-align:left;vertical-align:top} .hc-body th{background:var(--hc-soft)} .hc-body blockquote{margin:16px 0;padding:12px 16px;border-radius:12px;background:#f0f6ff;border:1px solid #d5e5fb;color:#163a66} .hc-body blockquote p{margin:0} .hc-body blockquote.hc-Tip{background:#f0fdfa;border-color:#99f6e4;color:#115e59} .hc-body blockquote.hc-Important,.hc-body blockquote.hc-Warning{background:#fff8ec;border-color:#fbe3b6;color:#7a4a00} .hc-toc{position:sticky;top:90px;font-size:13px} .hc-toc h4{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:#94a3b8;margin:0 0 8px} .hc-toc a{display:block;padding:4px 0;color:#475569}.hc-toc a.l3{padding-left:12px} .hc-toc a:hover{color:var(--hc-teal)} .hc-nav{display:flex;justify-content:space-between;gap:12px;margin-top:28px;padding-top:18px;border-top:1px solid var(--hc-line);font-size:14px} .hc-nav a{border:1px solid var(--hc-line);border-radius:10px;padding:10px 14px;color:var(--hc-navy);font-weight:600;max-width:48%} .hc-fb{margin-top:24px;background:var(--hc-soft);border-radius:14px;padding:16px 18px;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap} .hc-fb button{border:1px solid var(--hc-line);background:#fff;border-radius:9px;padding:8px 14px;font-weight:700;cursor:pointer;font-size:14px} .hc-fb button:hover{border-color:var(--hc-teal)} .hc-help{margin-top:14px;border:1px dashed #cbd5e1;border-radius:14px;padding:16px 18px;font-size:14px;color:#334155} .hc-help a{color:var(--hc-teal);font-weight:700} .hc-list a.row{display:block;background:#fff;border:1px solid var(--hc-line);border-radius:12px;padding:14px 16px;margin-bottom:10px} .hc-list a.row b{color:var(--hc-navy);display:block} .hc-list a.row span{color:var(--hc-muted);font-size:14px} .hc-badge{display:inline-block;font-size:11px;font-weight:700;padding:2px 8px;border-radius:99px;background:#fff4e0;color:#8a5200;margin-left:6px;vertical-align:middle} @media (max-width:1100px){.hc-layout{grid-template-columns:minmax(0,1fr)}.hc-side,.hc-toc{position:static}.hc-toc{display:none}} @media (max-width:600px){.hc-art{padding:22px 18px}.hc-hero{padding:24px 18px}}